Commercial Insurance

Keep the pulse of your livelihood secure

Whatever the size, every business is more intricate than it seems, and so are its needs. Our deep understanding of this is precisely how we can give your business just the right protection, every step of the way.

Property

From your premises to the machinery and assets within, leave nothing uncovered.

All Risks

Safeguards your physical and financial assets under a wide cover, including accidental loss or damage to your business assets and inventory.

Fire & Perils

Offers a basic and affordable cover for your building and contents against fire and other perils.

Business Interruption

Protects your business against lost income when operations are affected by major risks such as fire, explosion, water damage and natural disasters. Suitable for SMEs.

Burglary

Secure your business against financial loss in the event of a burglary or attempted burglary. Ideal for businesses that hold stocks or deal with specialised goods and equipment.

Money

Money insurance protects businesses from loss of cash in transit or whilst kept on premises, including cheques and vouchers. Businesses such as retail shops, restaurants and supermarkets which handle high volumes of cash can benefit greatly from this plan.

Plate Glass

Plate Glass insurance takes care of the accidental breakage of glass plates and fittings at the business premises. It is suitable for retail shops with window displays, showrooms, and offices and buildings with glass panels and structures.

Motor

Keep your business going by protecting your company vehicles.

Commercial Vehicle

Our insurance plan protects all vehicle types, from small vans to prime movers of up to 100 tonnes. We offer options to cover the vehicles you own, lease or rent. Coverage extends to vehicles travelling to West Malaysia.

Marine

Get comprehensive protection for cargo in transit.

Marine Cargo

Protect your cargo shipments against accidental loss or damage during transit by land, sea or air. Importers, exporters, manufacturers, commodities traders and freight forwarders will benefit from such a plan.

Construction & Engineering

Get comprehensive coverage from all manner of construction and engineering-related claims.

Contractors' All Risks

A comprehensive cover against loss or damage to the contract works and third party liability arising in connection with the execution of building projects. Contractors’ All Risks insurance is designed to help developers, principals and contractors to better manage complex indemnity and contractual exposures.

Erection All Risks

A comprehensive cover against loss or damage to erection works and third party liability arising in connection with the execution of the installation and erection of ready-built engineering projects. Erection All Risks insurance can protect either the manufacturer, contractor or employer from any mishaps that might occur during the erection, testing and commissioning of machinery, plant and equipment.

Financial Lines

Protect yourself and your business against professional liabilities and cyber-risks.

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Executive & Management Liability

Our management liability insurance addresses liability risks and protects the interests of directors and senior executives of private and unlisted companies, including small and medium-sized enterprises.

Association Liability

Association Liability insurance combines the benefits of professional indemnity and management liability specifically for charities, religious organisations, clubs and other not-for-profit entities.
 

Investment Managers

This plan provides protection for investment managers, fund managers and advisors who manage assets on behalf of investors.

Cyber Liability & Data Protection

This is a specialised plan that protects businesses from loss of data and other IT-related threats.

Liability

Give your business the right protection against legal liabilities caused by your operations or employees.

Public Liability

The Public Liability insurance protects businesses from claims of damage or bodily injury caused by their work or employees’ activities.

Employees' Compensation

Get protection for your employees and cover your liability as an employer.

Workmen Injury Compensation

The policy covers your liability as an employer under the Work Injury Compensation Act and protects you from any legal liability arising from claims by your employees at Common Law. All legal costs and expenses incurred with our consent are also covered.

Group Personal Accident

Give your employees 24-hour protection against accidents anywhere in the world.

Group Healthcare

Keep your employees' health in good hands with coverage for medical expenses if they are hospitalised.

Business Packages

Cover your business against a variety of risks and liabilities.

Business Plus

A comprehensive and flexible package for small and medium-sized businesses. Suitable for Office, Service, Retail and Food & Beverage businesses.

SUMO

A comprehensive and flexible package for small and medium-sized businesses. Suitable for Office, Service, Retail and Food & Beverage businesses.